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Sled insurance

902 Views 10 Replies 10 Participants Last post by  paulxlt
My jaw dropped to the floor when I got a quote for insurance on my 97 ZRT800. I am waiting on the details but the quote came back at over $1500.00 per year! This has to be a mistake no? What do you think is a reasonable amount... I thought it would be less than $400.00. Thanks.
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WOW! That is alot of money! Do you have a bad driving record or what? Under 400 is right, I hate to burst your bubble but on my 02' 600 XC I pay $21.50 a month and I'am 21. So you might want to take into consideration your age, driving record, and how many vechicles you have on the same policy. Anyway I would check around if I were you cause that is crazy!

-Ride It Like You Stole It-
Yeah - I am going to shop around. I think it is nuts too. I am 40 (yikes - an old timer to you guyz) with a great driving record.. If there is a motto, I guess it is never go with the first quote!
My younger brother is 27 and doesn't have the best driving record. He bought a 02' Viper and is paying aroung $800 for the year. Still a little high I think, but certainly better than $1400.

Ride to live...Live to ride.
I have 02 pro-x 600 with full coverage, $100 ductable and $750,000 liability for 288 yr.
My 98' XCR 440 SP is covered under our farm insurance as a vehicle....LOL....a race sled. I pay roughly $60 annually full coverage, but a $500 deductible.
I am 32 with a clean driving record. For my 2001 ZR800 I pay $175/year. I live in Michigan.

I received a flyer at the Novi snowmobile show this fall from Liberty Mutual that advertised the price. They wanted my main auto policy to honor the quote and I transferred it to them (they were slightly less than my previous company anyway). As a matter of fact I transferred my homeowners as well for a better rate/multiple policy discount.

Keep shopping.

P.S. I am told that many companies will 'rake you over the coals' if you just want sled insurance. Try your auto and homeowners carriers or, do as I did and get a quote for more than just the sled.

Edited by - TR - 2001 ZR800 on 16 Jan 2002 11:39:30
My driving record is clean. I put the sled on the same insurance as my cars and got it at $71.00 a year with a $100 deductable. Full coverage. Shop around, shop around, shop around.

Live to Ride! - FrozenSmile
I shopped for insurance for my 2001 ZL800(full coverage) and my 1988 Eltigre(liability) quotes ranged from $170 per year with $250 deductable to $330 per year with $500 deductable.
Those quotes were based upon me insuring my cars, boat, house and sleds with their companies.

2001 ZL800
Delta IIs
Power Breather
MBRP Silencer
Coupling Kit

Creek beds don't make good brakes!
hey im under 25 and pay 150 a year wiht 200 dollar deductable on my 96 xcr 600. so shop around man you an do a hell of alot better.
Thats insane in the membrane, i'd switch insurance. Im only 17 and my sled costs me 300 a year, my truck only costs me $880 a year,
You want Geico not Gecko!

Ride Snowmobiles; baseball, bowling, and golf require only ONE ball!!
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